Student Accounts are here!

Exasperated Student

Students have enough to think about...

                 We have thought of everything!

FCB's Student Accounts are designed to fit the needs and busy lifestyles of High School and College students. Our Student Accounts are loaded with modern and innovative products and services that you, as students, need to handle your daily banking activities and also encourage saving for the future.

Here are some special bonuses offered with FCB's Student Accounts:

  • FREE $25 Student Savings Account1
  • Diploma Bonus
    • Get $50 with your High School Diploma2
    • Get $100 with your 4 year College Diploma2 

FCB's Student Accounts Can Get You There!

Student Checking 1

Student Checking Account

Open to current students, minimum 12 years old to age 25, with valid student ID.

Account Details

  • Minimum opening deposit - $25
  • Minimum daily balance - $0.01
  • No monthly service charge

Compare      Open Student Checking

Student Checking

Student Savings Account

Build your Savings while taking advantage of all of the features for students, minimum 12 years old to age 25, with valid student ID.

Account Details

  • Minimum opening deposit - $25
  • Minimum daily balance - $253
  • Minimum daily balance to earn interest - $0.01

Compare     Open Student Savings

Student Account Benefits


FREE Online & Tablet Banking
FREE Mobile Banking & Mobile Deposits
FREE e-Statements & e-Notices
FREE Zelle®4
FREE MoneyPass PLUS ATM Rebates5
FREE Instant Issue Debit Cards With Card Management
FREE Pocket Change - Turn your cents into savings just by using your debit card!
FREE Mobile Wallet - Apple Pay®, Google Pay™, & Samsung Pay™



Apple Pay logoGoogle PaySamsung Pay


1Student Savings Accounts only available to customers with an open Student Checking Account (minimum 12 years old to age 25). Must be enrolled in and maintain Pocket Change & e-Statements to receive ATM rebates, free Popmoney, free Mobile Deposit and $25.00 bonus deposit in FCB Student Savings Account. Student Checking Accounts not enrolled in e-Statements within 60 days of account opening will be moved to Totally Free Checking. 
2To receive Diploma bonus, must have an open student checking and savings account for at least 7 months and maintain e-Statements and Pocket Change enrollment. 
3If the Student Savings Account falls below the $25.00 minimum balance, there is a $5.00 monthly fee. Six (6) withdrawals are allowed per statement cycle. Withdrawals include checks, ACH debits, Savings withdrawals, internal transfers and external transfers. Excess withdrawals are $3 each.
4Must be at least 18 years old to use Bill Pay and Zelle® at FCB Banks.  Zelle® and the Zelle® related marks are wholly owned by by Early Warning Services, LLC and are used herein under license.
5The maximum domestic ATM rebate is $10.00 per month/statement cycle.

Additional terms and conditions may apply. Bonuses will be reported as interest and are limited to one offer per customer. If account is closed within seven (7) months, there is a $15 account closing fee and Diploma bonus is forfeited.

Apple Pay is a trademark of Apple Inc. Google Pay is a trademark of Google LLC. Samsung Pay is a trademark of Samsung Electronics Co., Ltd. Message and data rates may apply.


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