Savings Accounts

Our savings accounts were designed to help you achieve a variety of different goals. No matter what your saving for, FCB Banks has an account to meet your needs. Learn more about each of the accounts below and then compare to make your final decision.

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FCB Savings

 

Student Checking


Student Savings

Our most popular savings account

  • Low minimum opening deposit
  • Low minimum daily balance
  • Competitive interest rate
  • Custodial accounts available

Account details

 

Designed for High School & College Students to encourage saving money.

  • Low minimum opening deposit
  • Low minimum daily balance
  • Competitive interest rate

Account details

New Beginning Icon

New Beginning Savings

  Totally Free Icon

Health Savings Account (HSA)

 

Start down the path to financial success

  • Low minimum opening deposit
  • No minimum daily balance
  • Reduced monthly service charge available
  • Competitive interest rate

Account details

 

Save For Medical Expenses

  • Low minimum opening deposit
  • No minimum daily balance
  • No monthly service charge
  • Competitive interest rate
  • Debit card to pay for qualified medical or health expenses

Account details

First Rate Direct Icon 

 Premier Money Market

  First Rate Direct Icon 

 Hometown Money Market

An easily-accessible, secure investment

  • Low minimum opening deposit
  • Competitive interest rate
  • Bonus rates available for 49er Gold Club

Account Details

 
 

A secure investment with an excellent rate of return

  • Competitive interest rate
  • Earn at a higher rate when you have a direct deposit at FCB
  • Bonus when you sign up for e-Statements

Account Details

 
New Beginning Savings Icon

Jumbo Money Market

  49er Gold Club Icon 

 Christmas Club

Enjoy a premium return on your funds

  • Competitive interest rate
  • Bonus rates available for 49er Gold Club
  • Fully-liquid, FDIC-insured investment

Account Details

 

 Save for the holiday season

  • $5, $10, $20 and $30 denominations
  • Make 49 weekly payments & the 50th payment is made by FCB as interest
  • Club payouts are in late October

Account Details

Totally Free Icon

Vacation Club

     

Save for real estate taxes or your next vacation

  • $10, $20 and $30 denominations
  • Make 49 weekly payments & the 50th payment is made by FCB as interest
  • Club payouts are in late April

Account Details

   

All FCB Savings Accounts are eligible for:

How can I save a million dollars?

Compare savings accounts

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