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FCB MasterMoney® Debit CardsFCB Banks Chip Debit Card

We don’t need to tell you the advantages of debit cards. If you’re like us, you’re not sure how you ever lived without one! However, there are some benefits specific to the FCB MasterMoney Debit Card:

Enhanced Security for your Debit Card

FCB Banks offers debit cards using chip technology. The embedded computer chip provides more security and wider international acceptance.

A microchip embedded in the card adds a new layer of protection against fraud for purchases made at the point of sale. Information programmed into the chip is personalized for your account and each transaction generates a unique code, adding an extra safeguard against unauthorized use and counterfeiting. 

How Do Chip Cards Work?

Frequently Asked Questions About Chip Cards

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Instantly Issued

FCB Debit Cards can be printed immediately at any FCB Banks location. Stop by and you’ll be on your way with a brand new card in minutes.

 

24/7 Fraud Monitoring

We hate compromised cards as much as you do, but keeping you and your account safe is our top priority. That’s why we have fraud monitoring systems watching your card activity around the clock. If we find a transaction that looks suspicious, we may block it or call you for verification. We will never ask for your Debit Card Number or Account Number.

 

Free ATM Network

As an FCB customer, you have free access to all FCB ATMs, but for those times when our ATMs aren’t convenient, your FCB Debit Card can be used at thousands of ATMs surcharge free. Just look for the blue and green MoneyPass logo or search for a MoneyPass ATM to find the ATM closest to you. Moneypass

 

Mobile Wallet - Pay With Apple Pay®, Google Pay™, or Samsung Pay™

Now you can enjoy all the benefits of your FCB Banks debit card using your Mobile Wallet. Your Mobile Wallet uses Apple Pay®, Google Pay™, or Samsung Pay™ and is an easy, secure and private way to pay using your mobile phone.

With the Mobile Wallet, you can pay in stores without swiping your card. You can also use Apple Pay and Google Pay to make in-app purchases without having to enter your payment information.

Plus, when you make a purchase using your Mobile Wallet, a unique number is generated instead of using your actual debit card number, making it a more secure transaction. With the Mobile Wallet, your actual debit card number(s) are never shared with merchants or stored on your phone; and the cashier never sees your name, card number or security code. It’s a simple, more secure way to pay.

Frequently Asked Questions About Mobile Wallets - Apple Pay, Google Pay, and Samsung Pay

Apple Pay logo

Google Pay

Samsung Pay

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Card Management Through Our Mobile App - Your Card, Your Terms

Debit cards offer both convenience and risk. You can make purchases as easily as using credit, but if your card falls in the wrong hands, your personal accounts are vulnerable.  By tapping My Cards in the FCB Mobile Banking app, our Card Management allows you to manage your debit card, turn your debit card on or off, track spending, receive alerts and so much more!  

 
Card Management lets you:
  • Easily control your debit cards from our Mobile Banking app
  • Track Card Use. Receive alerts and notifications when your debit card is used, approved, declined or exceeds the transaction controls set by you
  • Turn your debit card on and off
  • Control when, where and how your debit card is used.  Establish transaction controls for dollar amount limits, merchant categories and locations
  • Track spending by month, category and more with Spend Insights 
  • Easily add your debit card(s) to Apple Pay and Google Pay through the FCB Banks Mobile Banking app
  • Keep tabs on which merchants have your card on file and track recurring payments, subscriptions and installment plans
  • Add Travel Plans so you are able to use your debit card when traveling without disruption
  • Report a lost or stolen debit card  

Defend your debit card against fraud and theft by turning it on and off, and get real-time alerts to ensure your card is used only by you.  

 

 

 

 

Travel Notifications

FCB wants to make your next trip as hassle free as possible. Please notify us of travel plans prior to departure to ensure your debit card is not blocked by our fraud monitoring systems. Without notification we may block transactions that are outside of your normal spending habits.

To notify FCB Banks of your travel plans:

  • Call the FCB Customer Service support line at 1-866-323-4322 (4FCB).
  • Log onto Online Banking and complete the Travel Notification form. Look for Travel Note at the top of the page.

Number to take with you:

  • FCB Customer Service: 1-866-323-4322 (4FCB) 
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Want to learn more about debit cards?

Watch the video at the left or contact any FCB Banks location for more information.

 

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