Collinsville Area Shred Day in Collinsville, IL | July 13, 2024 | 9:00 am - 11:00 am 

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Federal Deposit Insurance Corporation FDIC Insured - Backed by the full faith and credit of the U.S. Government.

Other Consumer Loans

Need a loan for something other than a house or car? Our FCB Banks Loan Officers have you covered there as well.

Consumer Loans

FCB Banks offers loans using the following types of collateral:

  • Stocks
  • Mutual Funds
  • CDs (Immediate turn around for FCB Banks CDs)
  • Life Insurance

Credit Builder Loans

The FCB Banks Credit Builder Loan is great for those who have had credit problems before or students who are just starting to build credit. Here’s why:

It has a low, fixed rate and two term options; plus it's tied to an FCB savings account. The loan amount is deposited into the savings account and held as collateral for the duration of the loan. There's no penalty for paying the loan off early and the loan origination fee is waived if your payments are automatically deducted from your FCB checking or savings account.

  • Loan Amount - $1,000
  • Must qualify for an FCB Savings account
  • Loan Amount is deposited into an FCB Savings account and held as collateral
  • Low Fixed Rate
  • Two Loan Terms Available
  • No prepayment penalty
  • No loan origination fee if payments are made by auto deduct from an FCB account

Once the loan is paid off, the proceeds will be released and you'll be on your way to a new financial start.

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Auto Loans

with rates as low as

6.24% APR*