Compare Savings Accounts

Choosing the right savings account is vital to meeting your savings goals. Compare all FCB has to offer below. If you still need help deciding, stop by one of our bank locations and one of our New Accounts Representatives will be happy to help you.

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FCB Savings

FCB Student Savings

Premier Money Market

Jumbo Money Market

Hometown Money Market

Minimum Opening Deposit

$25

$25

$1,000

$49,000

$55,000

Minimum Daily Balance

$50

$25

$1,000

$0.01

$0.01

Monthly Service Charge1

$5

$5

$18

N/A

N/A

Minimum Daily Balance To Earn Interest3

$0.01

$0.01

$0.01

$49,000

$55,000

Interest Compounded & Credited

Quarterly
(View rates)

Quarterly
(View rates)

Monthly
(View rates)

Monthly
(View rates)

Monthly

(View rates)

Withdrawals Allowed per Month2

Six

Six

Six

Six

Six

Fee for Each Additional Withdrawal2

$3

$3

$10

$10

$10

49er Gold Club Checking Bonus Rate Available

 

 

Check Mark

Check Mark  

Direct Deposit Bonus Rate Available4

        Check Mark
$100 E-Statement Bonus5         Check Mark

Available Account Services

Savings, Student Savings and Premier Money Market Accounts - Closing fees may apply if an account is closed within 7 months.
Jumbo Money Market and Hometown Money Market Accounts - Closing fees may apply if an account is closed within 12 months.

Assessed only if the account falls below the minimum daily balance at any point during the statement cycle.
2 Six (6) withdrawals are allowed per month, all of which may be by check, debit card, or payments to third parties. Excess withdrawals and/or payments are subject to the indicated fee.
3 If account falls below the minimum daily balance there is a $1.00 fee for each non-FCB ATM withdrawal in addition to a monthly service charge.
4 A qualifying direct deposit is a recurring electronic direct deposit of at least $500 or more per month. This direct deposit can be a paycheck, pension, Social Security or other regular monthly income by an employer or an outside agency. It does not include bank to bank transfers or credit card cash advance transfers. The qualifying direct deposit must be credited to any FCB Checking account. If the qualifying direct deposit is discontinued, the interest rate on the Hometown Money Market account will revert back to the interest rate for the Hometown Money Market account without direct deposit. If this account is opened without a qualifying direct deposit, customer must notify the bank in writing when the qualifying direct deposit begins to be credited to their FCB checking account in order to receive the bonus interest rate.
5 Bonus will be paid within 90 days of signing up for e-statements. Bonus will be reported as interest. Limit one bonus payment offer per customer in the last 24 months. If multiple accounts are opened with the same owners, only one account will be eligible for the bonus.

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