Auto Loans

Ready for a new car? FCB Banks can get you in one today! Our auto loans have an almost immediate turn around and can finance almost any type of vehicle. Plus, you can get an even better rate when you set up automatic payments from your FCB Banks Checking Account. Learn more in the details below and then contact your loan officer to get preapproved for your dream vehicle!

 

  • Financing available for up to seven years for newer vehicles
  • Fixed interest rate
  • Lower rate with automatic payments through your FCB Checking Account!
  • Purchase a car, truck, SUV, boat, ATV, RV, or camper

 

Auto Loans

Important Information About Procedures for Opening a New Account or a Loan

The USA Patriot Act requires financial intuitions to help prevent the funding of terrorism, money laundering activities, and identity theft. Federal law requires FCB Banks and all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account or a loan, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identification documents. Your cooperation with this process is greatly appreciated. By providing the requested forms of identification and answering these questions, you allow us to better protect you from identity theft while also meeting the requirements of the USA Patriot Act.

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How much car can I afford?

The calculator below is a great way to estimate how much car you can afford; contact your loan officer for an even better estimate!

How much car can I afford?

 *Annual Percentage Rate (APR) effective as of 2/2/2024 (subject to change). Example: 5 year term (60 monthly payments), loan amount of $20,000.00 at 6.24% APR (with auto deduct from a FCB checking account) with monthly payments of $388.89. Applicant’s interest rate will be determined by credit, collateral, and term of the loan. All credit requests are subject to loan approval process. Inquire about other terms available for recreational, commercial and older vehicles. Available on purchases and refinances from non-FCB financial institutions. 

 

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Auto Loans

with rates as low as

6.24% APR*