We designed our checking accounts with your needs in mind. With seven options to choose from, there’s an account that fits your financial lifestyle. Learn more about each of the accounts below and then compare to make your final decision. All FCB Banks Checking Accounts are eligible for:
- Online, Mobile, Tablet, and Telephone Banking
- Bill Pay and Zelle®1
- Instant Issue MasterMoney® Debit Cards
- Over 25,000 FREE ATMs with MoneyPass®
- FREE e-statements and e-notices
- Pocket Change – Turn your cents into savings just by using your debit card!
- Overdraft Protection
FCB Totally Free
Basic, service charge free checking
- Low minimum opening deposit
- No minimum daily balance
- No monthly service charge
Dime A Debit
Earn a bonus for using your debit card
- Low minimum opening deposit
- Bonus for debit card purchases
- Add Pocket Change to get the most out of your debit card!
First Rate Direct
Interest bearing checking with no minimum balance
- Low minimum opening deposit
- No minimum daily balance
- Interest bearing account
- ATM rebates
- Direct deposit required
First Rate
Interest bearing checking with a low minimum balance
- Low minimum opening deposit
- Low minimum daily balance
- Interest bearing account
- ATM rebates
- Direct deposit not required
49er Gold Club
For customers 49 or better or large deposit holders
- Interest bearing account
- Bonus CD, IRA, and Money Market rates
- FREE 49er Gold Club Checks
- Discounted FCB services
Student Checking
Specially designed for students enrolled in High School or College.
- Low minimum opening deposit
- No minimum daily balance
- PLUS specially designed features for busy students
New Beginning
Start down the path to financial success
- Low minimum opening deposit
- No minimum daily balance
- No overdraft fees
- Reduced monthly service charge available
Compare Checking Accounts