.jpg)
Student Accounts are here!
Students have enough to think about... We have thought of everything!
FCB's Student Accounts are designed to meet the needs and busy lifestyles of high school and college students. Our accounts come with modern and innovative products and services designed to help students manage their daily banking activities while also promoting saving for the future.
Here are some special bonuses offered with FCB's Student Accounts:
- Diploma Bonus
- Get $50 with your high school diploma1
- Get $100 with your college diploma1
FCB's Student Accounts can get you there!
Student Checking Account
Open to current students, minimum 12 years old to age 25, with valid student ID. Students 15 years or younger are required to have a parent/guardian on the account(s).
Account Details
- Minimum opening deposit - $25
- Minimum daily balance - $0.01
- No monthly service charge
- ATM Rebates Available (Maximum domestic ATM Rebate is $10.00 (5 @ $2.00) per Month/Statement Cycle)
Student Savings Account
Build your savings while taking advantage of all the features for students, minimum 12 years old to age 25, with valid student ID. Students 15 years or younger are required to have a parent/guardian on the account(s).
Account Details
- Minimum opening deposit - $25
- Minimum daily balance - $252
- Minimum daily balance to earn interest - $0.01
- Click here for current Savings Rates.
Student Account Benefits
- FREE online and tablet banking
- FREE mobile banking and mobile deposits
- FREE e-statements and e-notices
- FREE mobile wallet - Apple Pay®, Google Pay™, and Samsung Pay™3
- FREE Zelle®4
- FREE MoneyPass Network
- FREE instant issue debit cards with card management
- FREE Pocket Change - Turn your cents into savings just by using your debit card!
1The High School and/or College Diploma bonus will be deposited into the student checking account within 30 days after both student checking and student savings accounts have been open for at least 7 months, and the account holder has maintained e-statements and pocket change enrollment during that time. No minimum balance required to obtain Diploma Bonus. Limit of one High School Diploma bonus and one College Diploma bonus per customer.
Student Checking Accounts not enrolled in e-Statements within 60 days of account opening will be moved to Totally Free Checking. If Student Checking or Student
Savings account is closed within 7 months, there is a $15.00 account closing fee for each account and Diploma bonus is forfeited.
2Student Savings Accounts only available to customers with an open Student Checking Account. If the Student Savings Account falls below the $25.00 minimum balance, there is a $5.00 monthly fee. Student Savings Accounts allow six withdrawals per statement cycle. (Each excess withdrawal is subject to a $3.00 fee.) Fees may reduce earnings on the account.
Additional terms and conditions may apply. Bonuses will be reported to the IRS as interest.
3Apple Pay is a trademark of Apple Inc., Google Pay is a trademark of Google LLC., Samsung Pay is a trademark of Samsung Electronics Co., Ltd. Message and data rates may apply.
4U.S. checking or savings account required to use Zelle®. Transactions between enrolled consumers typically occur in minutes and generally do not incur transaction fees. Must be at least 18 years of age to use Bill Pay and Zelle® at FCB Banks. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.