Our savings accounts were designed to help you achieve a variety of different goals. No matter what you're saving for, FCB Banks has an account to meet your needs. Learn more about each of the accounts below and then compare to make your final decision.
FCB Savings
Our most popular savings account
- Low minimum opening deposit
- Low minimum daily balance
- Competitive interest rate
- Custodial accounts available
Student Savings
Designed for High School & College Students to encourage saving money.
- Low minimum opening deposit
- Low minimum daily balance
- Competitive interest rate
New Beginning Savings
Start down the path to financial success
- Low minimum opening deposit
- No minimum daily balance
- Reduced monthly service charge available
- Competitive interest rate
Health Savings Account (HSA)
Save For Medical Expenses
- Low minimum opening deposit
- No minimum daily balance
- No monthly service charge
- Competitive interest rate
- Debit card to pay for qualified medical or health expenses
Premier Money Market
An easily-accessible, secure investment
- Low minimum opening deposit
- Competitive interest rate
- Bonus rates available for 49er Gold Club
Hometown Money Market
A secure investment with an excellent rate of return
- Competitive interest rate
- Earn at a higher rate when you have a direct deposit to an FCB Checking account
- Bonus when you sign up for e-Statements
Jumbo Money Market
Enjoy a premium return on your funds
- Competitive interest rate
- Bonus rates available for 49er Gold Club
- Fully-liquid, FDIC-insured investment
Christmas Club
Save for the holiday season
- $5, $10, $20 and $30 denominations
- Make 49 weekly payments & the 50th payment is made by FCB as interest
- Club payouts are in late October

Vacation Club
Save for real estate taxes or your next vacation
- $10, $20 and $30 denominations
- Make 49 weekly payments & the 50th payment is made by FCB as interest
- Club payouts are in late April
All FCB Savings Accounts are eligible for:
- Online, Mobile, Tablet, and Telephone Banking
- FREE e-statements and e-notices