Our top priority is the health and safety of our employees, customers and the communities we serve. Effective THURSDAY, MARCH 19, 2020 all
FCB Banks' lobbies will be temporarily closed to walk-in visitors without an appointment.  Our drive-ups will remain open during normal business hours and will offer expanded services. 
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Roth IRA


Earned income
No age limit
Income limitations

Contribution Limit
(Age 49 or below)

The lesser of:

100% of income

Contribution Limit
(Age 50 or above)

The lesser of:

100% of income

Tax Benefit

The contributions you make to your Roth are after tax dollars. The earnings realized by the Roth IRA are not presently taxed and may never be taxed. You may also qualify for a new tax credit.


You may begin withdrawals at any time. However you may want to understand the income tax consequences of taking distributions at certain times.

Ready to start saving? Stop by any FCB Banks location. One of our new account representatives would be happy to help you plan for your future.

Not what you’re looking for? Check out our Traditional IRA or Coverdell Education Savings Account instead.

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