2020 Shred Days

CONTACTLESS SHRED DAYS
FCB Banks Collinsville (old Shop 'n Save)
717 Vandalia Street

Saturday, October 3 / 9am - 11am
Click Here For More Details

SAFE BANKING OPTIONS DURING COVID-19
FCB Banks' lobbies are temporarily closed to walk-in visitors without an appointment.
Our drive-ups are open during normal business hours and will offer expanded services.

Click Here For More Details.

Roth IRA

Eligibility

Earned income
No age limit
Income limitations

Contribution Limit
(Age 49 or below)

The lesser of:

100% of income
or
$6,000

Contribution Limit
(Age 50 or above)

The lesser of:

100% of income
or
$7,000

Tax Benefit

The contributions you make to your Roth are after tax dollars. The earnings realized by the Roth IRA are not presently taxed and may never be taxed. You may also qualify for a new tax credit.

Distributions

You may begin withdrawals at any time. However you may want to understand the income tax consequences of taking distributions at certain times.

Ready to start saving? Stop by any FCB Banks location. One of our new account representatives would be happy to help you plan for your future.

Not what you’re looking for? Check out our Traditional IRA or Coverdell Education Savings Account instead.

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