CAUTION - Receive a Call Requesting Account information? 
Don't give it!  Keep account information, debit card numbers and pin numbers SECURE! 
FCB Banks will NEVER call or email requesting confidential information. 

Have a question or want to verify a fraudulent call - please contact Customer Service at (866) 323-4322 (4FCB). 


Coverdell Education Savings Account

Beneficiary Eligibility

Must be 18 years old or younger

Contributor Eligibility

Anyone can contribute funds

Contribution Limit

$2,000 per year per beneficiary

Tax Benefit

The income earned by or within this savings account will not be taxable when distributed if withdrawn to pay qualified education expenses.


The designated beneficiary may begin withdrawals at any time. However, if the funds are not used for educational expenses or the distribution exceeds the amount of qualified expenses, it will be partially taxed.

All funds must be withdrawn or transferred to another eligible beneficiary by age 30.

Ready to start saving? Stop by any FCB Banks location. One of our new account representatives would be happy to assist you.

Not what you’re looking for? Check out our Traditional or Roth IRA instead.

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