FDIC Insured - Backed by the full faith and credit of the U.S. Government.Compare Business Accounts
The right business account can make your business soar. Compare all FCB has to offer below. If you still need help deciding, contact one of our Senior Account Executives.
Dianne Riley |
Pam Wood |
Susan Dillon |
| driley@fcbbanks.com (618) 343-9096 |
pwood@fcbbanks.com (618) 667-9090 |
sdillon@fcbbanks.com (618) 281-7101 |
|
Simplified Business |
Commercial Checking |
Commercial Interest Checking |
Commercial Money Market |
Jumbo Commercial Money Market* | |
|---|---|---|---|---|---|
|
Minimum Opening Deposit |
$25 |
$25 |
$25 |
$1,000 |
$1,000 |
|
Minimum Daily Balance |
$0 |
$1,000 |
$1,000 |
$1,000 |
$0.01 |
|
Monthly Service Charge1 |
$0 |
$10 |
$10 |
$10 |
N/A |
|
Minimum Daily Balance to Earn Interest |
N/A |
N/A |
$1,000 |
$0.01 |
$100,000 |
|
Deposits |
FREE |
FREE |
FREE |
FREE |
FREE |
|
Deposited & Paid Items |
With e-Statements: Without |
Deposited Items: Paid Items: |
Deposited Items: Paid Items: |
Deposited Items: Paid Items: |
Deposited Items: Paid Items: |
|
Additional Transactions |
$0.40 |
N/A |
N/A |
$10 |
$10 |
|
Statement Processing Fee |
FREE |
$5.00 or FREE |
$5.00 or FREE |
FREE |
$5.00 or FREE e-Statements |
|
Earnings Credit Available2 |
|
|
|
|
Available Account Services
- Instant Issue FCB Business Debit Card (includes your business name!)
- FCB Business Credit Card (includes your business name!)
- Business Direct (Cash Management Software)
- Deposit Express
- Online, Mobile, Tablet, or Telephone Banking
- Mobile Deposit
- Business Bill Pay
- Merchant Services
- Night deposit bag & lock, zipper bag, or key
- Endorsement stamp
If any account is closed within seven (7) months, a $15 closing fee will be assessed.
*If the Jumbo Commercail Money Market account is closed within twelve (12) months, there is a $59 closing fee.
1Assessed only if the account falls below the minimum daily balance at any point during the statement cycle
2Earnings credit available to help offset cost of fees. Rate is subject to change at any time without prior notice.
3Six (6) withdrawals are allowed per statement cycle., Withdrawals include checks, ACH debits, Money Market withdrawals, internal transfers and external transfers. Excess withdrawals are $10 each.
