Compare Business Accounts
The right business account can make your business soar. Compare all FCB has to offer below. If you still need help deciding, contact one of our Senior Account Executives.
Dianne Rileydriley@fcbbanks.com(618) 343-9096 |
Pam Woodpwood@fcbbanks.com(618) 667-9090 |
|
Simplified Business |
Commercial Checking |
Commercial Interest Checking |
Commercial Money Market | |
|---|---|---|---|---|
|
Minimum Opening Deposit |
$25 |
$25 |
$25 |
$1,000 |
|
Minimum Daily Balance |
$0 |
$1,000 |
$1,000 |
$1,000 |
|
Monthly Service Charge1 |
$0 |
$10 |
$10 |
$10 |
|
Minimum Daily Balance to Earn Interest |
N/A |
N/A |
$1,000 |
$0.01 |
|
Deposits |
FREE |
FREE |
FREE |
FREE |
|
Deposited & Paid Items |
With e-Statements: Without |
Deposited Items: Paid Items: |
Deposited Items: Paid Items: |
Deposited Items: Paid Items: |
|
Additional Transactions |
$0.40 |
N/A |
N/A |
$10 |
|
Statement Processing Fee |
FREE |
$5.00 or FREE |
$5.00 or FREE |
FREE |
|
Earnings Credit Available2 |
|
|
|
|
Available Account Services
- Instant Issue FCB Business Debit Card (includes your business name!)
- FCB Business Credit Card (includes your business name!)
- Business Direct (Cash Management Software)
- Deposit Express
- Online, Mobile, Tablet, or Telephone Banking
- Mobile Deposit
- Business Bill Pay
- Tax & Bookkeeping
- Merchant Services
- Night deposit bag & lock, zipper bag, or key
- Endorsement stamp
If any account is closed within seven months, a $15 closing fee will be assessed.
1Assessed only if the account falls below the minimum daily balance at any point during the statement cycle
2Earnings credit available to help offset cost of fees. Rate is subject to change at any time without prior notice.
3Six (6) withdrawals are allowed per statement cycle, all of which may be by check or payments to third parties. Each excess withdrawal and/or payment is subject to a $10.00 fee.
