Business Accounts

Simplified Business

This account is great for new or small businesses. It has the flexibility to grow as your business does.

Account Details

• Minimum opening deposit - $25
• Minimum daily balance - $0.01
• No monthly service charge
• No statement processing fee
• Deposits – Free
• Deposited and paid items – 200 free (Additional 100 free items with e-Statement enrollment)
• Additional transactions - $0.40

Available Account Services

• Instant Issue FCB MasterMoney^® Business Debit Card (includes your business name!)
• FCB Business Credit Card (includes your business name!)
• Business Direct (Cash Management Software)
• Deposit Express
• Online, Mobile, Tablet, or Telephone Banking
• Mobile Deposit
• Business Bill Pay
• Merchant Services
• Night deposit bag & lock, zipper bag, or key
• Endorsement stamp

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Commercial Checking

This account is ideal for businesses with higher balances and activity than the typical Simplified Business customer. It offers a monthly earnings credit that may offset fees.

Account Details

• Minimum opening deposit - $25
• Minimum daily balance - $1,000
• Monthly service charge - $10 (Assessed only if account falls below minimum daily balance)
• Statement processing fee - $5 (Waived with e-statement enrollment)
• Deposits – Free
• Deposited items – $0.07 each (Earnings credit available to help offset fee costs)
• Paid items – $0.16 each (Earnings credit available to help offset fee costs)

Available Account Services

• Instant Issue FCB MasterMoney^® Business Debit Card (includes your business name!)
• FCB Business Credit Card (includes your business name!)
• Business Direct (Cash Management Software)
• Deposit Express
• Online, Mobile, Tablet, or Telephone Banking
• Mobile Deposit
• Business Bill Pay
• Merchant Services
• Night deposit bag & lock, zipper bag, or key
• Endorsement stamp
• Sweep Account/Repurchase Agreement

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Commercial Interest Checking

This account is designed for businesses with high balances, but low activity.

Account Details

• Minimum opening deposit - $25
• Minimum daily balance - $1,000
• Minimum daily balance to earn interest - $1,000 (View rates and details)
• Monthly service charge - $10 (Assessed only if account falls below minimum daily balance)
• Statement processing fee - $5 (Waived with e-statement enrollment)
• Deposits – Free
• Deposited items – $0.07 each 
• Paid items – $0.16 each 

Available Account Services

• Instant Issue FCB MasterMoney^® Business Debit Card (includes your business name!)
• FCB Business Credit Card (includes your business name!)
• Business Direct (Cash Management Software)
• Deposit Express
• Online, Mobile, Tablet, or Telephone Banking
• Mobile Deposit
• Business Bill Pay
• Merchant Services
• Night deposit bag & lock, zipper bag, or key
• Endorsement stamp

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Commercial Money Market

This account is a great way for businesses to earn interest on surplus funds.

Account Details

• Minimum opening deposit - $1,000
• Minimum daily balance - $1,000
• Minimum daily balance to earn interest - $0.01
• Monthly service charge - $10 (Assessed only if account falls below minimum daily balance)
• No statement processing fee
• Deposits and deposited items – Free
• Paid items – Six (6) free per statement cycle ($10/additional transaction)

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Jumbo Commercial Money Market

This account is a great for businesses who have larger amounts of surplus funds and have their primary business checking account with FCB.

Account Details

• To qualify for the higher rates, a Primary Business Checking account must have a minimum of four (4) debits and two (2) credits per statement cycle.   
• Minimum opening deposit - $1,000
• Minimum daily balance to earn interest - $100,000
• Minimum daily balance - $0.01
• No statement processing fee with e-statements
• Deposits and deposited items – Free
• Paid items – Six (6) free per statement cycle ($10/additional transaction)

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Available Account Services

• Instant Issue FCB MasterMoney^® Business Debit Card (includes your business name!)
• FCB Business Credit Card (includes your business name!)
• Business Direct (Cash Management Software)
• Deposit Express
• Online, Mobile, Tablet, or Telephone Banking
• Mobile Deposit
• Business Bill Pay
• Merchant Services
• Night deposit bag & lock, zipper bag, or key
• Endorsement stamp

Back Compare Open