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Flash Content

Rates Current as of May 7, 2014

Click here for October's Special CD rates!

FCB Certificate Rates

Certificate Rates
Term Interest
Rate
Annual Percentage
Yield
*Minimum
Balance

1 Month
(1 month-181 days)

0.15%

0.15%

$1,000

6 Months
(182-364 days)

0.20%

0.20%

$1,000

1 Year
(12-23 Months)

0.35%

0.35%

$1,000

2 Years
(24-35 Months)

0.45%

0.45%

$1,000

3 Years
(36-59 Months)

0.75%

0.75%

$1,000

5 Years
(60-83 Months)

1.39%

1.40%

$1,000

7 Years
(84 Months)

1.59%

1.60%

$1,000

*Minimum balance to earn Annual Percentage Yield; 49er bonus rates available to current or new 49er checking account holders. A penalty may be imposed for early withdrawal. The APY is based on the interest compounding quarterly. Fees could reduce earnings on accounts.

 

FCB Deposit Rates

First Rate Direct Checking
Balance Interest
Rate
Annual Percentage
Yield
**Minimum
Balance

Below $1,000

0.00%

0.00%

$0.01

$1,000 or over

0.05%

0.05%

$1,000

First Rate Checking
Balance Interest
Rate
Annual Percentage
Yield
**Minimum
Balance

Below $1,000

0.00%

0.00%

$0.01

$1,000 or over

0.05%

0.05%

$1,000

49ER Gold Club Checking
Balance Interest
Rate
Annual Percentage
Yield
**Minimum
Balance

Below $500

0.00%

0.00%

$0.01

$500 or over

0.20%

0.20%

$500

Premier Money Market Account
Balance Interest
Rate
Annual Percentage
Yield
**Minimum
Balance

Below $5,000

0.10%

0.10%

$0.01

$5,000-$24.999.99

0.15%

0.15%

$5,000

$25,000-$44,999.99

0.20%

0.20%

$25,000

$45,000-$95,999.99

0.25%

0.25%

$45,000

$96,000 & Over

0.35%

0.35%

$96,000

49ER Premier Money Market Account
Balance Interest
Rate
Annual Percentage
Yield
**Minimum
Balance

Below $5,000

0.15%

0.15%

$0.01

$5,000-$24.999.99

0.20%

0.20%

$5,000

$25,000-$44,999.99

0.25%

0.25%

$25,000

$45,000-$95,999.99

0.30%

0.30%

$45,000

$96,000 & Over

0.40%

0.40%

$96,000

FCB Savings Account
Balance Interest
Rate
Annual Percentage
Yield
**Minimum
Balance

Below $500

0.15%

0.15%

$0.01

$500 & over

0.20%

0.20%

$500

FCB Commercial Interest Checking
Balance Interest
Rate
Annual Percentage
Yield
**Minimum
Balance

Below $1,000

0.00%

0.00%

$0.01

$1,000-$24.999.99

0.10%

0.10%

$1,000

$25,000-$95,999.99

0.15%

0.15%

$25,000

$96,000 & Over

0.20%

0.20%

$96,000

FCB Commercial Money Market
Balance Interest
Rate
Annual Percentage
Yield
**Minimum
Balance

Below $1,000

0.10%

0.10%

$0.01

$1,000-$24.999.99

0.20%

0.20%

$1,000

$25,000-$95,999.99

0.25%

0.25%

$25,000

$96,000 & Over

0.35%

0.35%

$96,000

** Minimum Balance to earn annual percentage yield. The annual percentage yield is based on interest compounding monthly. The interest rate and APY may change after account opening. Fees could reduce earnings on the account.

Credit Allowance on Commercial Checking

Available

Effective Date

Interest Rates and annual percentage yields are current as of 05/07/2014

 

Loan Rates

Loan Rates

For current rate information, contact us or visit any FCB Bank.

 

FCB Rate Specials for October 2014

Rates effective October 6, 2014

CD Specials
Term Interest
Rate
Annual Percentage
Yield
*Minimum
Balance

15 Months

0.80%

0.80%

$1,000

35 Months

1.29%

1.30%

$1,000

45 Months

1.49%

1.50%

$1,000

Interest credited quarterly.

49er Bonus Rates for FCB CD Specials
Term Interest
Rate
Annual Percentage
Yield
*Minimum
Balance

15 Months

0.90%

0.90%

$1,000

35 Months

1.39%

1.40%

$1,000

45 Months

1.59%

1.60%

$1,000

Interest credited quarterly.

49er bonus rates available to current or new 49er checking account holders.

* The interest rate and annual percentage yield may change after account opening. The minimum balance required to obtain the APY is $0.01. Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal.

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Loan
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