First Collinsville Bank

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FCB Certificate Rates

Rates Current as of February 14, 2014

CD Specials
TermInterest
Rate
Annual Percentage
Yield
*Minimum
Balance
17 Months 0.40% 0.40% $1,000.00
37 Months 0.80% 0.80% $1,000.00
57 Months 1.44% 1.45% $1,000.00
49er Bonus Rates with FCB CD Specials
TermInterest
Rate
Annual Percentage
Yield
*Minimum
Balance
17 Months-49er 0.45% 0.45% $1,000.00
37 Months-49er 0.85% 0.85% $1,000.00
57 Months-49er 1.49% 1.50% $1,000.00
49er bonus rates available to current or new 49er checking account holders
Certificate Rates
TermInterest
Rate
Annual Percentage
Yield
*Minimum
Balance
1 Month
(1 month-181 days)
0.15% 0.15% $1,000.00
6 Months
(182-364 days)
0.20% 0.20% $1,000.00
1 Year
(12-23 Months)
0.35% 0.35% $1,000.00
2 Years
(24-35 Months)
0.45% 0.45% $1,000.00
3 Years
(36-59 Months)
0.75%

0.75%

$1,000.00
5 Years
(60-83 Months)
1.39% 1.40% $1,000.00
7 Years
(84 Months)
1.59% 1.60% $1,000.00
*Minimum balance to earn Annual Percentage Yield
49er bonus rates available to current or new 49er checking account holders
A penalty may be imposed for early withdrawal. The APY is based on the interest compounding quarterly. Fees could reduce earnings on accounts.

FCB Deposit Rates

 

First Rate Direct Checking
BalanceInterest
Rate
Annual Percentage
Yield
**Minimum
Balance
Below $1,000.00 0.00% 0.00% $0.01
$1,000.00 or over 0.05% 0.05% $1,000.00
First Rate Checking
BalanceInterest
Rate
Annual Percentage
Yield
**Minimum
Balance
Below $1,000.00 0.00% 0.00% $0.01
$1,000.00 or over 0.05% 0.05% $1,000.00
49ER Gold Club Checking
BalanceInterest
Rate
Annual Percentage
Yield
**Minimum
Balance
Below $500.00 0.00% 0.00% $0.01
$500.00 or over 0.20% 0.20% $500.00
Premier Money Market Account
BalanceInterest
Rate
Annual Percentage
Yield
**Minimum
Balance
Below $5,000.00 0.10% 0.10% $0.01
$5,000-$24.999.99 0.15% 0.15% $5,000.00
$25,000-$44,999.99 0.20% 0.20% $25,000.00
$45,000-$95,999.99 0.25% 0.25% $45,000.00
$96,000 & Over 0.40% 0.40% $96,000.00
49ER Premier Money Market Account
BalanceInterest
Rate
Annual Percentage
Yield
**Minimum
Balance
Below $5,000.00 0.15% 0.15% $0.01
$5,000-$24.999.99 0.20% 0.20% $5,000.00
$25,000-$44,999.99 0.25% 0.25% $25,000.00
$45,000-$95,999.99 0.30% 0.30% $45,000.00
$96,000 & Over 0.45% 0.45% $96,000.00
** Minimum Balance to earn annual percentage yield
The annual percentage yield is based on interest compounding monthly.
The interest rate and APY may change after account opening.
Fees could reduce earnings on the account.
FCB Savings Account
BalanceInterest
Rate
Annual Percentage
Yield
**Minimum
Balance
Below
$500.00
0.20% 0.20% $0.01
$500.00 & over 0.25% 0.25% $500.00
** Minimum Balance to earn annual percentage yield
The annual percentage yield is based on interest compounding quarterly.
The interest rate and APY may change after account opening.
Fees could reduce earnings on the account.
FCB Commercial Interest Checking
BalanceInterest
Rate
Annual Percentage
Yield
**Minimum
Balance
Below $1,000.00 0.00% 0.00% $0.01
$1,000-$24.999.99 0.15% 0.15% $1,000
$25,000-$95,999.99 0.20% 0.20% $25,000
$96,000 & Over 0.25% 0.25% $96,000
FCB Commercial Money Market
BalanceInterest
Rate
Annual Percentage
Yield
**Minimum
Balance
Below $1,000.00 0.10% 0.10% $0.01
$1,000-$24.999.99 0.20% 0.20% $1,000
$25,000-$95,999.99 0.25% 0.25% $25,000
$96,000 & Over 0.40% 0.40% $96,000
** Minimum Balance to earn annual percentage yield
The annual percentage yield is based on interest compounding monthly.
The interest rate and APY may change after account opening.
Fees could reduce earnings on the account.
Credit Allowance on Commercial Checking

Available

Effective Date

Interest Rates and annual percentage yields are current as of 02/14/2014

Loan Rates

Loan Rates

For current rate information, contact us or visit any FCB Bank.

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