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FCB Certificate Rates
Rates Current as of February 3, 2012
CD Specials
| Term | Interest
Rate | Annual Percentage
Yield | *Minimum
Balance |
|---|
| 17 Months |
0.60% |
0.60% |
$1,000.00 |
|---|
| 37 Months |
1.15% |
1.15% |
$1,000.00 |
|---|
| 57 Months |
1.64% |
1.65% |
$1,000.00 |
|---|
49er Bonus Rates with FCB CD Specials
| Term | Interest
Rate | Annual Percentage
Yield | *Minimum
Balance |
|---|
| 17 Months-49er |
0.65% |
0.65% |
$1,000.00 |
|---|
| 37 Months-49er |
1.20% |
1.20% |
$1,000.00 |
|---|
| 57 Months-49er |
1.69% |
1.70% |
$1,000.00 |
|---|
| 49er bonus rates available to current or new 49er checking account holders |
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Certificate Rates
| Term | Interest
Rate | Annual Percentage
Yield | *Minimum
Balance |
|---|
1 Month
(1 month-181 days) |
0.20% |
0.20% |
$1,000.00 |
|---|
6 Months
(182-364 days) |
0.25% |
0.25% |
$1,000.00 |
|---|
1 Year
(12-23 Months) |
0.45% |
0.45% |
$1,000.00 |
|---|
2 Years
(24-35 Months) |
0.60% |
0.60% |
$1,000.00 |
|---|
3 Years
(36-59 Months) |
1.00% |
1.00%
|
$1,000.00 |
|---|
5 Years
(60-83 Months) |
1.55% |
1.55% |
$1,000.00 |
|---|
7 Years
(84 Months) |
1.99% |
2.00% |
$1,000.00 |
|---|
| 49er bonus rates available to current or new 49er checking account holders |
|---|
| *Minimum balance to earn Annual Percentage Yield |
|---|
| A penalty may be imposed for early withdrawal. The APY is based on the interest compounding quarterly. Fees could reduce earnings on accounts. |
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FCB Deposit Rates
First Rate Direct Checking
| Balance | Interest
Rate | Annual Percentage
Yield | **Minimum
Balance |
|---|
| Below $1,000.00 |
0.00% |
0.00% |
$0.01 |
|---|
| $1,000.00 or over |
0.05% |
0.05% |
$1,000.00 |
|---|
First Rate Checking
| Balance | Interest
Rate | Annual Percentage
Yield | **Minimum
Balance |
|---|
| Below $1,000.00 |
0.00% |
0.00% |
$0.01 |
|---|
| $1,000.00 or over |
0.05% |
0.05% |
$1,000.00 |
|---|
49ER Gold Club Checking
| Balance | Interest
Rate | Annual Percentage
Yield | **Minimum
Balance |
|---|
| Below $500.00 |
0.00% |
0.00% |
$0.01 |
|---|
| $500.00 or over |
0.25% |
0.25% |
$500.00 |
|---|
Premier Money Market Account
| Balance | Interest
Rate | Annual Percentage
Yield | **Minimum
Balance |
|---|
| Below $5,000.00 |
0.10% |
0.10% |
$0.01 |
|---|
| $5,000-$24.999.99 |
0.20% |
0.20% |
$5,000.00 |
|---|
| $25,000-$44,999.99 |
0.25% |
0.25% |
$25,000.00 |
|---|
| $45,000-$95,999.99 |
0.40% |
0.40% |
$45,000.00 |
|---|
| $96,000 & Over |
0.55% |
0.55% |
$96,000.00 |
|---|
49ER Premier Money Market Account
| Balance | Interest
Rate | Annual Percentage
Yield | **Minimum
Balance |
|---|
| Below $5,000.00 |
0.20% |
0.20% |
$0.01 |
|---|
| $5,000-$24.999.99 |
0.30% |
0.30% |
$5,000.00 |
|---|
| $25,000-$44,999.99 |
0.35% |
0.35% |
$25,000.00 |
|---|
| $45,000-$95,999.99 |
0.50% |
0.50% |
$45,000.00 |
|---|
| $96,000 & Over |
0.65% |
0.65% |
$96,000.00 |
|---|
FCB Savings Account
| Balance | Interest
Rate | Annual Percentage
Yield | **Minimum
Balance |
|---|
Below
$500.00 |
0.20% |
0.20% |
$0.01 |
|---|
| $500.00 & over |
0.35% |
0.35% |
$500.00 |
|---|
** Minimum Balance to earn annual percentage yield
The annual percentage yield is based on interest compounding monthly.
The interest rate and APY may change after account opening.
Fees could reduce earnings on the account. |
FCB Commercial Interest Checking
| Balance | Interest
Rate | Annual Percentage
Yield | **Minimum
Balance |
|---|
| Below $1,000.00 |
0.00% |
0.00% |
$0.01 |
|---|
| $1,000-$24.999.99 |
0.25% |
0.25% |
$1,000 |
|---|
| $25,000-$95,999.99 |
0.30% |
0.30% |
$25,000 |
|---|
| $96,000 & Over |
0.35% |
0.35% |
$96,000 |
|---|
FCB Commercial Money Market
| Balance | Interest
Rate | Annual Percentage
Yield | **Minimum
Balance |
|---|
| Below $1,000.00 |
0.10% |
0.10% |
$0.01 |
|---|
| $1,000-$24.999.99 |
0.20% |
0.20% |
$1,000 |
|---|
| $25,000-$95,999.99 |
0.30% |
0.30% |
$25,000 |
|---|
| $96,000 & Over |
0.60% |
0.60% |
$96,000 |
|---|
** Minimum Balance to earn annual percentage yield
The annual percentage yield is based on interest compounding monthly.
The interest rate and APY may change after account opening.
Fees could reduce earnings on the account. |
Credit Allowance on Commercial Checking
| Available |
|---|
Effective Date
| Interest Rates and annual percentage yields are current as of 2-3-2012 |
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Loan Rates
Loan Rates
| For current rate information, contact us or visit any FCB Bank. |
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