Personal Checking
 Accounts Designed with Our Customers in Mind!
FCB Savings
Premier Money Market
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FCB Savings |
Premier Money Market |
| Customized For |
All Savings Needs, including custodial accounts |
All savings needs with premium return on your money and easy access to your funds |
| Opening Deposit |
$50.00
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$1,000.00
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| Minimum Balance |
$50.00
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$1,000.00
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| Service Charge |
NO SERVICE CHARGE if minimum balance is maintained. If the account balance falls below $50 anytime during the month, there is a $5 monthly service charge. Six FREE withdrawals are allowed each month. Excess withdrawals and/or payments are $3 each. * |
NO SERVICE CHARGE if minimum balance is maintained. If the account falls below $1,000 anytime turing the statement cycle, there is an $18 monthly service charge. Six FREE withdrawals are allowed per statement cycle. Excess withdrawals are $10 each ** |
| Interest |
Interest paid on all balances
Interest is compounded and credited quarterly.
View Rates |
Interest paid on all balances
Interest is compounded and credited quarterly.
View Rates |
| Electronic Banking & Phone Banking |
FREE
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FREE
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| Statements |
FREE statement binder and statements |
FREE statement binder and check image statements. |
| Extras |
- FREE deposit and withdrawal slips
- FREE ATM Card
- FDIC Insured
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- Bonus rates for 49er checking account holders
- FREE ATM or Debit Card
- Choice of checks or passbooks
- Full liquidity
- Secure Investment
- FDIC Insured
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Additional InformationIf the account is closed before interest is credited, you will not receive the accrued interest.
*If the account is closed within 7 months, there will be a $15 closing fee
** If the account is closed within 7 months, there will be a $20 closing fee.
Temporary Liquidity Guarantee Program
FCB Banks is participating in the FDICs Transaction Account Guarantee Program. Under that program, through June 30, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.
Deposits at FDIC-insured institutions are now insured up to at least $250,000 per depositor through December 31, 2013. On January 1, 2014, the standard insurance amount will return to $100,000 per depositor for all account categories except for IRAs and other certain retirement accounts which will remain at $250,000 per depositor. (This supersedes the October 3, 2008 changes.)
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Online Banking /
Business Direct Access
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