IMPORTANT INFORMATION ABOUT PROCEDURES
 FOR OPENING A NEW ACCOUNT

The USA Patriot Act requires all financial institutions to help prevent the funding of terrorism, money laundering activities, fraud, and identity theft. Federal Law requires all financial institutions to obtain, verify, and record information that identifies each person or legal entity. Your cooperation is needed when you open a new account or request a loan. You may be asked more questions to establish and confirm your identity. It may also be required for you to provide one or more forms of identification documents.

By answering these questions and providing the required forms of identification, you can help us meet the requirements and better protect you against identity theft.