FCB Banks Top Links
Deposit Accounts
Loans
Financial Services
Other Services
FCB Rates
About FCB


MasterCard SecureCode FAQ’s

What is MasterCard SecureCode?

MasterCard SecureCode enables Debit MasterCard cardholders to feel more secure when making Internet purchases with their bankcards by enhancing their current MasterCard account with a secret code to protect against unauthorized use of their card when shopping at participating online merchants.

How will the MasterCard SecureCode protect you?

When you correctly enter your SecureCode during a purchase at a participating online merchant, you confirm that you are the authorized cardholder and that your purchase is then completed. If an incorrect SecureCode is entered, the purchase will not be completed. Even if someone knows your credit or debit card number, the purchase cannot be completed without the SecureCode at a participating merchant.

How does MasterCard SecureCode work?

Once you have registered and created your own SecureCode, you will be automatically prompted by our financial institution at checkout to provide your SecureCode each time you make a purchase with a participating online merchant. Our financial institution quickly confirms your SecureCode and then the purchase is completed. A customer's SecureCode will never be shared with the merchant. The process is very similar to entering a PIN number into an ATM.

Why should you register for a MasterCard SecureCode?

Not only will it provide added security but you'll also have Zero Liability, which is the peace of mind knowing that you won't be responsible for unauthorized purchases. If however, you do not wish to register you may be required to use another form of payment.

 
If Your Account is at:

FCB Swansea
FCB New Baden
FCB Albers
FCB O'Fallon

If Your Account is at:

FCB Collinsville
FCB Maryville
FCB Troy
FCB Highland
FCB Edwardsville
FCB South County

Back to the top

 

EHL & FDIC Logos Home | Deposit Accounts | Loans | Financial Advisors | Other Services
FCB Rates | About FCB | Online Banking | Contact Us | Privacy | USA Patriot Act
Check 21 | Fraud Alerts

  

NOTICE: The bank is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here. Please contact us with any concerns or comments.