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MasterCard SecureCode FAQ’s
What is MasterCard SecureCode?
MasterCard SecureCode enables Debit MasterCard cardholders
to feel more secure when making Internet purchases with their bankcards by
enhancing their current MasterCard account with a secret code to protect
against unauthorized use of their card when shopping at participating online
merchants.
How will the MasterCard SecureCode protect you?
When you
correctly enter your SecureCode during a purchase at a participating online
merchant, you confirm that you are the authorized cardholder and that your
purchase is then completed. If an incorrect SecureCode is entered, the
purchase will not be completed. Even if someone knows your credit or debit
card number, the purchase cannot be completed without the SecureCode at a
participating merchant.
How does MasterCard
SecureCode work?
Once you have
registered and created your own SecureCode, you will be automatically
prompted by our financial institution at checkout to provide your SecureCode
each time you make a purchase with a participating online merchant. Our
financial institution quickly confirms your SecureCode and then the purchase
is completed. A customer's SecureCode will never be shared with the
merchant. The process is very similar to entering a PIN number into an ATM.
Why should you register for a MasterCard SecureCode?
Not only will it provide
added security but you'll also have Zero Liability, which is the peace of
mind knowing that you won't be responsible for unauthorized purchases. If
however, you do not wish to register you may be required to use another form
of payment.
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If Your Account is at: FCB Swansea
FCB New Baden
FCB Albers
FCB O'Fallon
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If Your Account is at: FCB Collinsville
FCB Maryville
FCB Troy
FCB Highland
FCB Edwardsville
FCB South County
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