| ATM Transaction Outside the U.S. |
$3.00 |
| ATM/ Debit Card Replacement |
$10.00 |
| Cashier's Check |
$5.00/ $7.00 Non-Customer |
| Money Order |
$2.00/ $3.00 Non-Customer |
| Folded Money Gifts |
Prices may vary |
| Commemorative Money Sets |
Prices may vary |
| MasterCard Gift Cards |
$2.00 49er Customers/ |
| |
$4.00 Customers/ |
| |
$6.00 Non-Customer |
| MasterCard Travel Cards |
$6.00 49er Customers/ |
| |
$8.00 Customers/ |
| |
$10.00 Non-Customer |
| Dormant Account Fee |
$2.00 (per month after inactive 3 years) |
| Telephone Inquiries |
$1.00 (No charge with FREE 24hr Telephone Banking Service) |
| Telephone Transfers |
$3.00 (No charge with FREE 24hr Telephone Banking Service) |
| License Sticker Renewal |
$5.50 |
| Notary Fee |
$1.00 |
| Medallion Signature Guarantee |
$5.00 |
| Bank Signature Guarantee |
$3.00 |
| Check Printing |
Prices may vary |
| Credit Inquiry |
$5.00 |
| Photocopies |
$0.25 each |
| Fax Services |
$5.00 1st page |
| |
$0.25 Each additional page |
| Account Reconciliation |
$15.00 per hour |
| Research Fee |
$20.00 per hour |
| Copy of Checks/ Statements |
$3.00 |
| Special Statements |
$3.00 |
| Check Reject Fee |
$1.00 per check |
| Collection Item |
$20.00 |
| Canadian Check Clearing |
$5.00 |
| Levies |
$100.00 |
| Garnishments |
$100.00 |
| |
|
Wire Transfers:
|
|
| Incoming-customer |
NO CHARGE |
| Outgoing-customer |
$15.00 |
| Foreign Wires |
$45.00 |
| |
|
Indemnity Bond:
|
|
| For Lost or Stolen |
|
| Certificates, Passbooks |
|
| Cashier's Checks, & Money Orders |
Greater of $45 or 1/2% |
| |
|
Mortgage Fees:
|
|
| Partial Mortgage Release |
$45.00 |
| Loan Amortization Schedule |
$3.00 |
| Special Loan Statement |
$3.50 |
| |
|
Insufficient Funds and Returned Item Fees:
|
|
| Chargeback Item Fee |
$3.00 |
| NSF Items Returned |
$23.00 each* |
| NSF Items Paid |
$28.00 each* |
| Overdrawn Account |
$30.00 (Each additional 5 days) |
| |
(No Charge with overdraft Protection) |
| *This fee applies to overdrafts created by check, in person withdrawals, ACH debits, automatic bill payments, recurring debit card transactions, or other transactions using your account number. |
| This may apply to everyday ATM withdrawals and debit card purchases for accounts that have opt-in. |
| Consumer accounts will incur no more than 5 charges for NSF items paid or returned per business day. In addition, consumer accounts that are overdrawn less than $10, will incur no charges for NSF items, paid or returned. |
| |
|
Insufficient Loan Payment Fees:
|
|
| Insufficient Loan Payment |
$23.00 each |
| Overdrawn Account |
$30.00 (Each additional 5 days) |
| |
(No Charge with Overdraft Protection) |
| |
|
Overdraft Protection Charges:
|
|
| Using a Savings/ Checking Account: |
|
| Annual fee Billed to Account |
FREE |
| Charge per transfer |
$10.00 |
| |
|
Stop Payments:
|
|
| Stop Payment Order |
$20.00 |
| Online Stop Payment Order |
$15.00 |
| |
|
Miscellaneous Business Charges:
|
|
| Coin Orders |
Prices may vary |
| Night Depository Key |
$2.00 |
| Night Deposit Zipper Bag |
$3.00 |
| Night Deposit Bag with lock |
$15.00 |
| Online Bill Payment |
$3.99 with 10 or less payments per month
$0.30 per transaction greater than 10 payments per month |
| |
|
Online Banking
|
|
Consumer Online Banking:
|
|
| Stop Payments |
$15.00 |
| Bill Payment |
FREE unlimited transactions |
| |
|
Business Online Banking:
|
|
| Stop Payments |
$15.00 |
| Online Bill Payment |
$3.99 with 10 or less payments per month
$0.30 per transaction greater than 10 payments per month |
| |
|
Miscellaneous Bill Payment Fees
|
|
| Check Photocopy fee |
$5.00 |
| Bill Pay Stop Payment |
$20.00 |
| Stop and Reissue Bill Payment |
$30.00 |
| NOTE: Both Consumer Online Banking and Business Online Banking are free services unless the customer utilizes one of the services above. |
| |
|
Business Direct Fee Schedule
|
|
Business Direct Online Banking:
|
|
| Access Set-up |
$50.00 |
| Monthly Access |
$25.00 |
| Business Direct with greater than one originator |
$100.00/ month |
| Stop Payments |
$15.00 |
| Security Token Replacement |
$17.00 |
| |
|
Business Direct Online Banking ACH and Wire Fees:
|
|
| ACH files Originated |
$5.00/ file |
| Reversing/ Correcting Items Originated |
$5.00/ file |
| Pre-Notification Originated |
$5.00/ file |
| Addenda Records Originated |
FREE |
| Acknowledgements Originated/ Received |
FREE |
| Return Items and Notifications of Change Received |
$0.10/ item |
| Charge Back Items |
$3.00/ item |
| Domestic Wire (outgoing) |
$8.00/ transfer |
| International Wire (outgoing) |
$38.00/ transfer |
| Incoming Wire |
FREE |
| Online Bill Payment |
$3.99 with 10 or less payments per month
$0.30 per transaction greater than 10 payments per month |
